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You will be guided as you click on your guesses. You must click on all right answers to enter the drawing. The purpose of this program is to encourage you to learn more about finances and how to build financial security. When you complete the questions and have checked each correct answer you may enter the free drawing provided by your employer.

Who is responsible for your personal financial and retirement planning?
Company Parents Me Don't know

At what age should you begin saving money?
Midlife Twenties Age 50 ASAP

Who pays for your employee benefits?
Government Employee Both Employer & Employee

What type of investments are bonds?
Savings Plans Debt Instruments Stocks Loans

Which investment is the safest investment from a FDIC guaranteed perspective?
Bonds Stocks Bank Savings Real Estate

A younger person (under age 55) should normally invest a large percent of retirement savings in which type of investment?
Bank Savings Fixed Annuities Bonds Stocks

When a person is five or less years away from retirement, which type of investments should a person begin to consider for a portion of their portfolio?
Income Growth Aggressive International

Why is a lot of personal debt considered poor financial management?
Spends Future Paychecks Debt is OK Easy to Pay

Why does money problems and debt cause divorces?
Causes Stress Better Relationships Increases Love

How do you build financial security?
Spend Invest Follow a plan Begin saving money at age 55

Why should you have a will?
No need Protect Loved Ones Too Young Parents have one

What is a living trust?
Will Parent’s Estate Contract that avoids probate Estate Plan

Who needs a Power of Attorney?
Retirees Everyone Parents Disabled Person

Why do you need a financial planner?
Don't Need Get Rich Financial help & second opinion

When should you begin your retirement planning?
No Need Age 45 Age 55 Plan early - time can be a friend

How can you tell if you are saving enough money for retirement?
Have Investments Retirement Forecast When I Feel Great

How can you tell how long your retirement savings will last?
Guess Income Forecast Good Portfolio

Why do most people fail to plan for their future earlier in life?
Procrastinate No Money Busy View as Years Away

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