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NOTICES AND DISCLOSURES
Your employer/organization sponsors this educational information. Your sponsor is in no way responsible for the content, information or services provided through this voluntary self-help internet program. The sponsor assumes no legal or moral responsibility for the advice, written material, self-help counseling or personal implementation of your planning. This internet content is provided as educational service only.
The program is published by The Internet Connection Association of Ohio, Inc. (ICA), a non-profit company. The copyrights are owned entirely by Simplified Communications Technology, Ltd. The Advisor Group, Ltd. (TAG) is responsible for screening and providing professional volunteers to assist in serving the employee membership program. The volunteers are all independent business owners with a minimum of five years experience in their profession. All volunteers provide self-help services for the ICA membership program and neither ICA nor TAG assumes liability for any independent advisors service.
The information on this Financial Learning Web Site is based on carefully selected information sources, believed to be reliable, but whose accuracy or completeness cannot be guaranteed. Any opinion herein reflects our judgement at this time and date and is subject to change without notice. You are advised to seek competent professional advice before implementing any of the information herein.
The independent volunteer advisors are allowed to offer you assistance in implementing any and all services they feel may help you reach your goals. You are under absolutely no obligation to use their services. However, there is no value in discovering a need and doing nothing to improve your situation. Getting a "second opinion" an all major financial decisions is always wise. Any implementation you do is your own personal responsibility and neither your sponsor, the ICA nor TAG assumes responsibility or liability resulting from your personal actions. In addition, if you are unhappy with a volunteer or are not completely satisfied with the service you receive, please email the ICA with an explanation and we will review your concerns immediately. Please feel free to contact us any time you have suggestions, thoughts or feelings about our educational support services.
PRIVACY
POLICY
Your sponsor will not be given emails, records, financial
information or feedback responses from it’s employees provided
to the ICA and The Advisor Group, Ltd. Only the employee/member can
authorize the release of their personal information. However, only the
names of the winners of the drawing and the two surprise annual feedback
award winners will become public. When you provide our companies with
personal information or making voluntary requests, you hereby authorize
the free release and sharing of your personal information to ICA and
its affiliated companies and volunteers for the purpose of providing
any and all the services described on this site. The sole purpose of
the transfer of your information to volunteer advisors is to provide
you with self-help information and services.
REWARDS,
GIFTS AND INCENTIVES RESTRICTIONS
The drawing incentives and rewards may have certain restrictions.
Super saver airline coupons may have blackout periods, hotels, resorts
and condominiums may also have peak season or special event restrictions.
Cruises may have limited cabins or peak season blackouts or upgrade
requirements. Coupons may also notify you of certain restrictions. Be
sure you read the fine print to understand program restrictions. Your
sponsor, TAG,
ICA, ICA Volunteers or any other professional involved in providing
these employee services do not assume any liability for these awards.
The sponsors providing leisure services are responsible to employees
for the services provided from our travel club or the incentives, awards
and drawings. The employee is fully responsible for the actions they
take regarding these matters.
DISCLOSURE
NOTICE
Free educational articles, reports, computer analysis
and financial information and volunteer referral.
The information provided on this website is intended to serve as a basis for further discussion with your financial, legal, tax and/or accounting advisors. It is not a substitute for competent advice. The actual application of some of these concepts may be the practice of law and is the proper responsibility of your attorney. The application of other concepts may require the guidance of a tax or accounting advisor. The sponsors of this program are not authorized to practice law or to provide legal, tax or accounting advice.
Although great effort has been taken to provide accurate data and explanations, and while the sources are deemed reliable, the information that follows should not be relied upon for preparing tax returns and making legal or investment decisions. This information has neither been audited by nor verified by the company or companies sponsoring this service and is therefore not guaranteed by them as to its accuracy.
If a numerical analysis is shown, the results are neither guarantees nor projections, and actual results may differ significantly. Any assumptions as to interest rates, rates of return, inflation, or other values are hypothetical and for illustrative purposes only. Rates of return shown are not indicative of any particular investment, and will vary over time. Any reference to past performance is not indicative of future results and should not be taken as a guaranteed projection of actual returns from any recommended investment. You are advised to seek competent advice to make sound financial decisions.
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